Car insurance – who pays excess?

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Car insurance – who pays excess?

I will not be making a claim to get the damage fixed on my car as it isn’t that bad

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Is pink slip alteration and Plate number Tampering Illegal?

I bought a car on Craigslist for 2200 dollars,And Its stated as clean title,Smoged with updated 2015 tags,The seller only give me the car and a pink slip,So I went to DMV and found out that the car has been totaled and got a salvaged title which is not showing on the pink slip I got because they ALTER IT,they manage to delete the PRINTED SALVAGED TITLE which I didn’t recognize until the DMV personnel told me, ,And also the car has 680 back fees because It hasn’t been registered since 2011,(Contradicting to what is showing on the plate cause they tampered It with 2015 tags, I have it smog check and it didn’t pass,mechanic told me I’m gonna spend 1200 minimum to have it fix,Do I have a fight for this? Is it worth it? Or I’m just gonna move on and carry the burden,Pls help me,Any advice will be surely appreciated. Thank you so much!


Please Help. Need to Budget car Insurance $80/ mo and gas $100/mo on Social Services Budget?

Need to Budget car Insurance $80/ mo and gas $100/mo on Social Services Budget I was part of the middle of the middle class who had graduated college and had lost their job. I have been looking for more work but with things the way they are, it has been a challenge. I understand that the economy has hit most of us pretty hard with money being tight for many and social services might have been used in the past by those who may not have respected what it was meant for. Many of us thought we never would be financially tested this way but this is what’s happening. I have gratitude that this system is in place for us when we fall so we have what we need to get back on our feet when things or times get hard. I have never been on social services aka welfare before but I have a situation. To start… I live in New York. Laws might be different depending on your state. I did lose my job and have been looking for work. In the moment, I am financially dependent on my boyfriend to support me. He has a job that pays our bills. He did some things and the relationship changed into awkwardness and it’s just over. I am still dependent on his income but have been looking into social services as an option while I am still looking for work for myself. From what I understand, social services pays a max of about $430 per month when a person is unemployed. This is for everything…They give nothing else or extra for rent, utilities or anything else. After a lot of searching I found a room for rent for $429 a month that includes everything. It is not in the safest places for a woman that these rents are so cheap but I did find them. Finding rooms for rent that fit within this budget has been a challenge. I was told food could be provided by food stamps and other resources. My concern is, as I’m looking at these numbers, how I am going to pay for my car insurance and gas. I have an older Hyundai and insurance is $80 per month. Gas is a conservative minimum of $100 per month. My question: I do need my car to get off the system while looking for work and getting whatever I can start all over with. How can I pay for car insurance ($80/mo) and gas ($100/mo) while on welfare aka social services. .


I have auto insurance in SD but currenly in MN for college?

I’m currently in college and looking at switching my auto insurance. My permanent address is in South Dakota which is also where my car is insured and I’m going to college in Minnesota. I know I need to have my policy in South Dakota but will using my college address require I have minnesota insurance and register my car in minnesota?


Car insurance in new york???!!!?

So im 18 years old about to be 19 in december, and i would get car insurance quotes online all the time cause i was curious! Thwy would be like 300+ and thats waaay too much for me! Then i got in a car accident in my parents van. Totaled it. No other car or person was involved! It was just me! So then my car quotes went up to 500 a month!!!!! Wtff!!!! I was pretty stupid! But learned from my mistakes so dont lecture me. I recently bought a motorcycle, a 2007 yamaha yzfr6 and insurance for that is like 230 for full coverage a month. But i have the option to get less things in my insyrance like no collision and no comprehensive and that brings my insurance down to like 50 a month! Thats amazing! And im ok with that! But i wanted to know if i could do the same with car insurance?! Can i not get collision and comprehensive and pay a fraction for insurance?!?! Thanks in advance!!!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Health insurance options for low income adults?

I am currently putting my husband through school. Our household runs on my pay check alone. My children qualify for free insurance with healthwave,which we are very grateful for. but I was shocked to find that my husband and I don’t qualify. There is no way in hell we can afford to buy our own health insurance so I was wondering if there are any other options for us.


Address change for car insurance?

i’m currently relocating to CA from Missouri for work, and i have to do a bunch of changes of address. but now geico decided to raise insurance premium if i change the address. so i’m wondering if is it necessary to change address now, or is it better to just wait till the renewal time comes around to change it. any thoughts would be welcome. thanks!


Baby insurance?

I currently have insurance through AmeriGroup in TN, and i was wondering if i have to get the baby their own insurance before they are born? does anyone know anything about this? my husband and i were a little surprised to be pregnant, and so our maternity insurance didnt kick in and we will not be able to add the baby to it.


Car insurance – who pays excess?

I will not be making a claim to get the damage fixed on my car as it isn’t that bad

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Insurance on muscle cars? Help Agents?

Hi, I’m considering getting rid of the 01 V6 Mustang and getting a new car. I currently pay $1300/yr for full coverage and $1000 deductibles. How much would the following cars be?..or please just rank them most expensive to least. My DUI is 7 yrs old and goes off in another 3. Driving record is otherwise clear. I live in the suburbs of SF California, drive about 10K a year. 1. 2011 Ford Mustang 305hp 2. 2011 Ford Mustang 400 hp 3 2005 Chevy Corvette 400hp (old guys car) 4. 2002 Corvette Z06 400hp, (old guys car but I’m afraid the Z06 will make it more than and 05 with the same HP) I’d love to get a V8! the v6 stang is a last resort! Good car…a little unsure of the new china made 6spd tranny in the mustangs?


I’m going to get my drivers soon what would be a cute little car make???

I’m looking for a little car to get, where can i find one??? I’m gonna need to get a car for my new job when i get threw the coarse. This will be my first car but i don’t want one that will break down on me within 6 months. please help.


Does anybody know an affordable but good health insurance?

i just recently lost my insurance and was wondering if anybody knew of a cheap affordable but good health insurance plan???? please help!!!


How much is insurance for a 16 year old girl with good grades?

Im 16 years old and wanting to get my licence. I have about a 3.4 GPA. And im not going to take drivers ed. I am going to share a car with my parents as well.They have really good credit. With geico. How much will it cost a month?


How much is average car insurance 4 a 17/18 year old?

How much is average car insurance 4 a 17/18 year old?


Corvette insurance. i need full coverage for a 1977. not collectors.where is the cheapest???????????????????

i will get collectors insurance in 2 months. right now i need full coverage to get the loan, transfer to me, and get it done friday. please help.


Where can I find test on life insurance?

I’m thinking of selling life insurance where can I find the best materail for a study guide?


Does the average person pay more in insurance than they get out of it?

I understand the benefits of insurance, especially in the short term. But for optional insurance (ie, non-legally required insurance and insurance which isn’t compulsory), such as contents insurance, is the amount of money people pay to the insurance company over their lifetime less or more than they claim on it? I know this depends on the amount of break-ins and the valuables the insurance covers, but generally speaking, by the end of their lifetime, does the average person pay more in insurance than they ever get out of it? And if so, does the insurance company keep all of the remaining money which you haven’t claimed on?


Car insurance – who pays excess?

I will not be making a claim to get the damage fixed on my car as it isn’t that bad

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Affordable car insurance company?

Hi me in Virginia, you are talking about which state?


1997 camaro insurance?

Hey , wuts a ballpark answer 4 how much the insurance for a 97 camaro z28 would cost for a 17 year old ? Also, are they pretty good cars and reliable? I alresy got an online quote , but I want answers from ppl who’ve owned a camaro from 1993-97.


Help !!! can anyone recommend a pet insurance that will insure my dog pre existing conditions in the uk l?

Help !!! can anyone recommend a pet insurance that will insure my dog pre existing conditions in the uk l?


What is voluntary access on car insurance?

i saw it on the go compare web site but i dont know what it is as im a 1st time driver


Where can I get the cheapest insurance for my Yamaha jogR scooter??

just bought myself a new scooter that is an 03 plate. I’m only 16 and struggling to get a paying job. where could I get the cheapest insurance in Lancashire?????????


How much does it cost do get a lawyer to file for Bankruptcy (Chapter 7)?

I am a single person, low income (waitress), just suffered a major medical expense and no insurance. I have lots of credit card debt, no car, house or student loan debt. How much would it cost a lawyer to file my case with bankruptcy court? Thanks!


Possible to drive without car insurance?

I live in California and recently got my license. I know driving without insurance is illegal and bad, but could I drive without insurance as long as I don’t get in a car crash and follow the rules of the road?


Where can I get the best Insurance quotes for Home & Vehicle?

I am looking to get insurance on my house and vehicle. I am not satisfied with the present company and would like to research about the same. Can any one tell me where in I can get multiple quotes from different companies. Any help will be highly appreciated. Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much home insurance should I pay annually if….?

my house is a 1900 sq ft 3 br/2 bth .43 acre, my credit score is fair, all brisck home, recently remodeled,, private fence, back paved, covered deck,and also I got a fishy” qoute over teh phone from this “trusted” company..of $379 a year


Fun first car from the 90’s/cheap insurance?

I’m at the age of buying a first car, and was just wondering what would suit me… Currently, I drive an automatic Kia Sedona(Automatic) along with a Toyota Tacoma (Manual). I’m alright with cars and mechanics in general, and I’d like to modify my first car a bit. (Ex. Turbo, engine swap?, etc). Not a lot but just to a point of understanding cars more. Here are a list of must haves: -Price!! 2-5k please! -0-60 in under 7( preferably stock ) -More than 20 mpg -Cheap insurance ( Old car? Maybe 90’s?) -Manual transmission -Aftermarket parts!!! Must have a wide range that are plentiful! And pllllleeeeeaaaseee don’t say anything with a 4-cyclinder unless it’s truly the best option! I prefer some muscle 😉 but not to the point were I’m spending all of my money on gas -.- Other than that, ‘nuf said 🙂 Thanks!


Is selling (health/life) insurance a good way to make money and what r the pros and cons?

Is selling (health/life) insurance a good way to make money and what r the pros and cons?


When does a banana die after it is picked? How do I insure it is completely dead before I consume it?

When does a banana die after it is picked? How do I insure it is completely dead before I consume it?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

When selling a car in california, who keeps the pink slip to turn into the dmv? The buyer or the seller?

First time selling a car. I would like to have the buyer fill it out and me take it to the dmv asap because i dont want to be liable for anything in the meantime. How does one go about this? Do i just give the buyer the slip and notify the dmv asap or something? or do i have them fill it out and i keep it?


Car insurance – who pays excess?

I will not be making a claim to get the damage fixed on my car as it isn’t that bad


Can you get car insurance scams? £80 insurance?

im 20 years old and looking for car insurance for the first time on my first car. I have a friend who knows someone working at diamond who has quoted me a really cheap amount for both me and my brother. it comes to £994 a year for me and my brother both and a monthly payment of £80, however he is asking for a personal fee of £650 for doing it so cheap. is this trust worthy? im so baffled please help!


Whys my insurance suddenly so high?

right ive just turned 17 and yes i know blah blah blah but what ive been doing is on gocompare just looking for possible cars on ebay then checking the insurance to find the cheapest ones. now iv managed to go from over three grand to cars which were about 1800 but then today every single car iv check was over 3k even cars yesterday quoted 1800 i also noticed that elephant and admiral used to be the cheapest by thousands but now they dont cover me and when i went to admiral direct they quoted 4k i havent changed any details any ideas why this is 🙂

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Does aami home insurance cover the hot water system at the bak of a house?

Does aami home insurance cover the hot water system at the bak of a house?


Selling a Car in Colorado With Expired Plates and No Insurance?

I have a car that has expired plates and no insurance as I haven’t been using it for the past few months. The plates are expired since March of this year. Will either a dealership or private-buyer be able to purchase her? I am afraid to register the plates as I was told that I need proof of insurance. I am afraid to purchase insurance because I was told that the insurance company will report me for expired plates. How can I get around this issue without going to court? The car has been parked on private property for months!


Need help with a question about car insurance quotes.?

Is it legal for someone else to get an insurance quote for you without your permission? The person called and told the insurance company they were cars he was thinking of buying. Neither car is in his name and neither owner gave express permission for him to ask for this information.


Can I drive someone esles car, I f I dont have car insurance?

Hi everybody, I have a quick question. My friend sometimes gives me a car. His car is insured and registered. But I don’t have a car and don’t have a car insurance obviously. Another thing is that he was my roommate and my drivers license are registered for the same address as his dl. Right now I live in another place. I have heard that if your drivers licenses are registered for the same address it might be a problem. So my questions are: – Is that ok for me to drive his car? – And should I change my drivers licens address ? or this is not true about this rumor?


Can I be on someone’s auto insurance policy if I don’t live with them?

I’m 16 and I would have my first car if it wasn’t for insurance. I got some quotes and the cheapest one was like 316 a month. Is there any way I can be on my grandparents’ policy if they live 60 miles away? I go up there almost every weekend. Also would it be cheaper if I was on their policy versus me having my own? Thanks in advance.


We are looking to buy a new home it cost about 180,000 dollars my husband makes about 36,000 dollars a year?

could we get this home does he make enough i also have a down payment of 18,000 dollars


How can car insurance be sexist but not other things? Could insurers change more based on race?

Statistics show young men have more accidents so naturally they will pay more for car insurance. IF statistics showed one race got in more accidents or one race had their cars stolen more could insurance companies legally charge more to them? Serious answers only, please.


Vehicle damaged..have ? about insurance?

A tree fell on my vehicle during Hurricane Ike. My husband thinks there may be at least $10000 worth of damage to it. I looked it up on kelly blue book and its only worth approx 9000.00. I tried trading it in a few weeks ago and they only wanted to give me $5000, I’m glad I didn’t take that one. I purchased the GAP insurance thru the dealership. Do you think Allstate will just total it and let the GAP insurance pay the balance of my loan. I’m really really upside down. It really looks cosmetic to me but there are things hanging underneath it and it is very hard to drive. I think it would be cheaper for the insurance company to total it and let GAP take the rest. How does that work?


Health Insurance for 25 yr old Male?

I am a 25 yr. old male and recent college graduate without medical insurance My parents do not have or ever had health insurance so I am not under their policy. I accumulated hospital bills earlier this year and am paying a certain amount monthly. I know little about protocol, so what would happen if I got medical insurance? Would the insurance take care of those bills? If so, what insurance would be best?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Could you give me a rough estimate of my teen auto insurance?

I want to get either a honda civic or toyota corolla (those have best insurance rates supposedly) and I am 16. Great student, no record, no driving problems etc. Could someone give me just a really rough estimate. Thanks!


Car insurance – who pays excess?

I will not be making a claim to get the damage fixed on my car as it isn’t that bad


Does real reform start with cost for care or cost for insurance?

reform needs to start with cost of care not cost of insurance. they are two separate issues. i know everyone likes to blame the ins. companies but for the most part they are just paying claims. claims drive rates. cost of services drives claims. unless we start there it will fail financially and bankrupt the country further Doc’s understand this, and they booed when Obama told them he wasn’t going to do anything about one of the major drivers of cost, malpractice and the insurance Doc’s buy to cover for it.


How much would car insurance cost for me?

i’m a male, 17 years old, live in nj, no accidents/traffic violations, vehicle is a jeep wrangler from the 80s or 90s, i have state farm now


What other steps can I take if my Car financing company won’t apply my LumpSum payment to my principle balance

The car financing company applied half of my Lumpsum payment to principle, and the other half they spreaded over the course of 12 months of future payments. I keep insisting that they apply the payment to my principle balance owed, but they keep coming up with excuses. I would be paying the car off a year and 4 months early, if they apply the payment. The financing company is Long Beach Acceptance Corp.


Cheapest insurance company?

Ya Car, all you did was repeat my question. I am looking for a good company with a good price, that’s why I asked. Don’t answer if you aren’t going to be answering my question.


I need a root canal but I don’t have a credit card or insurance?

I was told I need a root canal and it would be $750. I don’t have insurance. They said I could pay it off in 3 installments… how do I pay for it without a credit card?? Thank you in advance!


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