LOW offer…How much should my insurance company pay me for my car?

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LOW offer…How much should my insurance company pay me for my car?

Totaled my car. 2006 Honda Accord. Value Package. 95k miles on it. Cosmetically: The the paint had no dullness to it. One thick, but short scratch on the bumper and that was it. Interior had no signs of wear on the upholstery or the paneling. As far as mechanically, no repairs have ever been made on it. No transmission problems and no motor problems at all. I’ve researched some values for it and this is what I came up with… (I assumed Good Value for it) KBB Retail: $10,975 KBB Trade: $6750 NADA Retail: $10,275 NADA Trade: $6750 Insurance companies offer? $5200. Advice on getting them to bump up and what figure should I settle for. I’ve found multiple cars at dealer lots around the area. One the exact same as mine color mileage and all for $10,500. Before the first offer I was hoping to wind up with $8500 to $9000 for it is that reasonable to expect?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Car insurance question?

i had a non fault accident for which the claim is still ongoing as the 3rd party is not admitting liability and we both are with same insurance. The problem is that our car is booked in for repairs but and we have fully comprehensive insurance but the insurance is saying that they cannot guarantee us courtesy car as no one is admitting liability??? and they told me to phone hire company to ask them if they can provide one, i have always thought that with fully comp you are guaranteed courtesy car but i do not understand what they are doing.


Do I need my car insurance for an oil change?

@ Sweetie- Don’t worry, I have car insurance. I was just curious.


Need insurance for a home that had a fire.?

I am looking to buy a home that had a chimney fire. Unfortunately, I am having trouble finding an insurer due to the fact that the chimney and roof above it still need to be replaced. Any ideas?


How does car insurance really work for new drivers?

I passed my road test with flying colors last Friday, but my parents refuse to either get me a car, or allow me to drive theirs by myself. They quote insurance as the main problem – new drivers who are male and under 25 typically get insurance rates that are like 200% plus the normal rate. Now if that were the way it really worked for everyone, I wouldn’t say anything, considering that I know it’s not my car I’d be driving. However, I have plenty of friends who use their parents insurance, but don’t pay a penny extra. I’m wondering how exactly that is done, because if my parents had their way, I’d be driving with them sitting in the side seat until the age of 25 – not happening.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What is the cheapest reputable auto insurance out there?

Need full coverage.


Pregnant with no health insurance?

I just moved from Washington to Massachusetts. I don’t have Massachusetts health insurance and I’m now 4 weeks pregnant. I don’t have a job right now since I just moved, but I’m trying to get one I can do throughout my pregnancy. I’m 17 and all of my family is in Washington. My first priority right now is getting health insurance so I can make sure my baby is healthy. I’ve been trying to do some research but have no idea where to begin. I want to know if anyone knows how a pregnant teenager can get affordable health insurance in Massachusetts. Or if it would be possible to get on my boyfriend’s health insurance plan.


American health insurance question?

So, whats stopping people from not getting health insurance and paying the $95 fine, but when they get sick and need insurance. They go and get insurance because they can’t be denied for pre existing conditions?


LOW offer…How much should my insurance company pay me for my car?

Totaled my car. 2006 Honda Accord. Value Package. 95k miles on it. Cosmetically: The the paint had no dullness to it. One thick, but short scratch on the bumper and that was it. Interior had no signs of wear on the upholstery or the paneling. As far as mechanically, no repairs have ever been made on it. No transmission problems and no motor problems at all. I’ve researched some values for it and this is what I came up with… (I assumed Good Value for it) KBB Retail: $10,975 KBB Trade: $6750 NADA Retail: $10,275 NADA Trade: $6750 Insurance companies offer? $5200. Advice on getting them to bump up and what figure should I settle for. I’ve found multiple cars at dealer lots around the area. One the exact same as mine color mileage and all for $10,500. Before the first offer I was hoping to wind up with $8500 to $9000 for it is that reasonable to expect?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Gap Insurance and Refinancing?

I bought my car through the dealership, was financed through Mazda American Credit. However, I refinanced after about a year. I bought GAP when I bought the vehicle. So do I still have GAP now, after refinancing? If I don’t have GAP, can I buy it through my regular insurance carrier? If not, who do you buy GAP from? PLEASE don’t respond trying to sell me GAP. Although I do need to know how to go about buying it if I no longer have it, I am not interested in your spam ads. Thanks.


Does home insurance cover ants?

We had a lot of rain here in the midwest the past few days, and it seems to have flooded a colony of ants living near my home. This morning they were swarming the floor, wall and window in my son’s bedroom. Does homeowner’s insurance cover this since it’s weather related?


Penalties for driving with suspended license, expired tags and insurance?

hello, i got pulled over and my license was suspended, as well as expired insurance and tags. does anybody know how much will the fines be and the penalties? they let me parked my car and took me to the precinct for about 2 hours and let me go. gave me a letter saying i have to appear in court in two months. if i get my license un-suspended, car registered, and insurance ASAP will the judge take that into consideration? also if i take defensive driving courses will that help? whats the best bet for me to help me in this situation? also im located in NYC, in school and im 23. thanks for the answers.


Where is the best place for auto insurance quotes?

Recently i have had to change auto insurance providers for multiple reasons. So now i am looking for the best place to get auto insurance quotes from.


What is a good website to compare auto insurance rates?

What is a good website to compare auto insurance rates?


Can I get my license without my parents insurance going up in VA?

Can I get my license without my parents insurance going up in VA?


How does health insurance work?

Forgive me for being financially illiterate, but I’ve never had anyone to teach me these things even in school. I don’t really understand how health insurance works, like, at all. I am sick, and I rely on family health insurance to pay for my treatment, which my dad pays for. But eventually I will have to pay for my own health insurance. What I’ve gathered from what I’ve read about it is that you are usually not eligible for many types of health-insurance if you have a pre-existing condition. What does this mean, though? Does that mean that because of my illness, I will not be eligible to get insurance? How do other sick people get insurance? Forgive my stupidity, no one has ever tried to teach me these things.


How much would insurance cost for a mini moto?

How much would insurance cost for a mini moto?


LOW offer…How much should my insurance company pay me for my car?

Totaled my car. 2006 Honda Accord. Value Package. 95k miles on it. Cosmetically: The the paint had no dullness to it. One thick, but short scratch on the bumper and that was it. Interior had no signs of wear on the upholstery or the paneling. As far as mechanically, no repairs have ever been made on it. No transmission problems and no motor problems at all. I’ve researched some values for it and this is what I came up with… (I assumed Good Value for it) KBB Retail: $10,975 KBB Trade: $6750 NADA Retail: $10,275 NADA Trade: $6750 Insurance companies offer? $5200. Advice on getting them to bump up and what figure should I settle for. I’ve found multiple cars at dealer lots around the area. One the exact same as mine color mileage and all for $10,500. Before the first offer I was hoping to wind up with $8500 to $9000 for it is that reasonable to expect?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Questions about USAA auto insurance, credit cards?

I’ve had auto insurance w/ USAA forever, and never shopped around until now. I have gotten some quotes that are cheaper, but I hear that USAA will NOT match lower quotes. So what should I do? If I go to another insurer, and a couple years later USAA quotes me a lower rate, can I go back to USAA? Is there any problem with that? Would USAA lower my auto insurance premium if I open a checking account and/or apply for a credit card with them? If I have bad credit, but have used USAA forever for my auto insurance, will they be more lenient in approving me for a credit card? (I only want one in order to start rebuilding my credit – I will charge less than 10% of my available credit every month and pay it in full every month… this is the way to do it, right?)


Health Insurance/Student emergency card help!?

I’m currently filling out a Student Emergency Information Card and I’m stuck on the Health Insurance portion… For the portion, it only says Insurance #, I have HealthNet but I don’t know whether to write the group number or the subscriber number.. I’m kind of sure it’s the subscriber one, but I need some assurance. Also, it asks for Medi-Cal straight after that with Yes/No.. How do I know if it’s medi-cal or not?


17 year old looking to buy a car ( what cars are cheap to insure)?

yeah i know it will be expenisve coz im young but my instructor says cars with a small enegine? i dont know any…thats why im asking on here


Im trying to figure out what the best life insurance plan for me would be? any ideas of what would be good one?

Im trying to figure out what the best life insurance plan for me would be? any ideas of what would be good one?


Does car insurance cover self-damage to car?

Does car insurance cover self-damage to car?


Adding a teen to the insurance with past accidents?

I take my license test exactly one week from today. I have all the insurance papers that I needed from my driving school. do I wait until I get my license to get on the insurance or can I do it now so that I’ll be on there for next week? also, when I had my permit, I had two minor parking lot accidents that my dad had to take the blame for. Now that I will be on the insurance can I tell them it was me so that I will pay for the increase directly to the insurance company or should I just pay him the difference of what it is now and what it used to be each month? because I know his driving record will follow him for life. thanks in advance!


Can I report fraud to an auto insurance company?

So this person I work with keeps on bragging on how she told her auto insurance company she drives her car for 7500 miles per year, but she usually goes 8000! She also says she told them it’s all for personal use, but I don’t buy it. It’s not fair. Us honest drivers have to pay more because scum like her lie to the insurance companies. Is there a way to report this? Or should I wait for karma to bite her? Insurance companies can find out if she is lying…right?


How to get the best quotes in car insurance?

i am looking for the best US quotes in car insurance. Some free service that provides some tips and tricks to get good deals on car insurance.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How old does one has to be to buy car insurance and what is the average price?

How old does one has to be to buy car insurance and what is the average price?


PET scan insurance coverage?

My mom had colon cancer that has now been in remission for two years. Her doctor wants her to do all kinds of testing, but will not tell her what will be covered under her insurance plan. My mom has both Anthem and Medicare coverage. Can anyone tell me how often a PET scan can be done per year and still be covered? Thanks!


Can i own a car without insurance?

i am leaving the country immediately and am leaving my car behind with my friend. The car will stay parked all the while. do i need to have insurance on the car.


What will the insurance cost be for a 2008 Mustang GT?

Ok, my son is about to turn 16 and his mother and I want to suprise him with a new 2008 Mustang GT premium. http://www.fordvehicles.com/cars/mustang/models/index.asp?v=html# That is the page that shows the models of all mustangs and we chose the GT premium for him. The car will go in his mothers name, so how much do you think the insurance will be?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How much will a 21 year old pay for car insurance?

I am 21 years old and kinda new to america. i wanna get a car. how much do you think i will be paying for the insurance. i am experienced driver. any info. would be helpful. thank you


LOW offer…How much should my insurance company pay me for my car?

Totaled my car. 2006 Honda Accord. Value Package. 95k miles on it. Cosmetically: The the paint had no dullness to it. One thick, but short scratch on the bumper and that was it. Interior had no signs of wear on the upholstery or the paneling. As far as mechanically, no repairs have ever been made on it. No transmission problems and no motor problems at all. I’ve researched some values for it and this is what I came up with… (I assumed Good Value for it) KBB Retail: $10,975 KBB Trade: $6750 NADA Retail: $10,275 NADA Trade: $6750 Insurance companies offer? $5200. Advice on getting them to bump up and what figure should I settle for. I’ve found multiple cars at dealer lots around the area. One the exact same as mine color mileage and all for $10,500. Before the first offer I was hoping to wind up with $8500 to $9000 for it is that reasonable to expect?


Job doesnt offer health insurance. What to do?

Does anyone know where I purchase affordable health insurance? I work, but job doesnt offer it. Im not in a position where I can change jobs.


As a 20 year old male, how high can I expect my car insurance to be if I drive a 2001 Mustang GT?

Hello, I’m 20 years old and just now starting to drive. I’ve always commuted with my bicycle and it’s kept me in great shape, but with school and a full time job, I can’t be every where on time! So now it’s time to drive! So, I visited Geico’s website for an insurance quote, and I received the following; Start Your Policy Today for $107.65 plus 5 monthly payments of only $106.75 each 6 month total policy premium: $611.40″ Is that too much

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Health Insurance for an Eighteen year old Graduate?

Alright. I am in desperate need of some knowledge. I just graduated from high school and live in Idaho with my boyfriend and his parents. The house includes 2 parents, 3 kids under the age of eighteen and 2 adults that are exactly of the age of eighteen years (7 total). I used to live with my father, who does not have any health insurance (he’s a Veteran). And even before that I lived with my mother in California who although does have health insurance, I was never a part of. My boyfriend’s mother wants to take me to the Department of Health and Welfare so that I could maybe get with Medicaid or something to help me out. I haven’t had a job yet (still trying to find one) and I really am quite lost in the world. I am behind on immunizations, have not visited a dentist…in a while. I do have terrible eye sight and will need more exams in the future and have not yet received any type of check up from a doctor or a physical. I was wondering if there was a way that I could get on my mom’s insurance even though she lives in another state and maybe if welfare was all I could really do now. I’m not very educated about insurance and was hoping if there was a wise person out there who could help me. I appreciate any help at all and thank all of you for taking the time to read my cry for help.


My auto insurance was canceled?

So, my husband texted me today telling me that our auto insurance had been canceled because apparently we didn’t send them papers they wanted. I make sure to read all the papers they send us carefully and I did get one where they asked me to send them proof of stuff and make copies of papers and they said to send it before sep 16th. And I did that. We haven’t gotten any other letters from them stating to send any other paperwork to them, but apparently yesterday we got a letter stating that our auto insurance had been canceled because we didnt send requested paperwork. I havent read the letter yet since I won’t be home until tomorrow, but is there a way I can contact the insurance company and tell them I sent all requested paperwork, and that if they asked for more I have not recieved a letter asking for any? and is there a way to get the insurance un-canceled? We can not afford to pay for thew insurance all over again, and we payed for the whole year at once. The insurance is from IFAauto.com I was going to talk to them online but I don’t know my policy number, it’s on our insurance card, but my husband has my car since his isn’t working anymore.


Whats a good cheap car insurance for someone with a dui in NJ?

i got a dui 3 years ago and need car insurance for both my girlfriend and i. i would like the insurance to be under my girlfriends name and me be covered under his… anyone have any advice on cheap car insurance with someone that has had a dui?


How much would my medications cost me without insurance?

With my current insurance it costs me 5 dollar a month per prescription, and on my insurance website it lists the total cost” of most of the medications as $8. $12


How come I can’t keep my health insurance coverage?

President Obama stated that under the Affordable Health Care Act that any American that wanted to keep their existing coverage or doctor would be able to. I signed up today and they didn’t offer this as an option. They made me choose a coverage that costed me more money AND I lost my old doctor whom I was very fond of. I’m confused…. Is what Obama said true or not? Because this Act doesn’t seem very affordable to me. Please explain to me where I am wrong


Car insurance rates depends on Car Makes?

I have a really big issue on my hands, and that is finding a car that doesn’t have a high insurance rate. What is the difference in insurance prices with different cars like BMW and Honda/ Toyota and Cadillac? Also, provide a source! plz! thnx!!


Will I have to switch my car insurance if I buy a new or used car from a dealer?

My current car is just costing far too much money in repairs for it to be worth it to keep piling money into. I’m a college student, so money isn’t exactly plentiful, but its looking right now like I just need a new car, period. I have a decent job, and I could probably afford a car payment of around $200 a month just fine, however I am very concerned about any hidden cost with insurance. My dad told me that if I buy a car from a dealer, then I will have to switch my insurance to full coverage (I’m currently just on my dads insurance, and I only have to pay about $50 a month) but he says that if I get a new or used car from a dealer, I will have to change my insurance coverage and it will cost me more around 150-200 a month in insurance. And if you pair that with a car payment, I simply couldn’t afford it and still be able to make rent and whatnot. So I came here to see if he is correct in this. I know there will be taxes, dealer fees, registration costs etc. but Its the insurance part of it that might make it impossible. Also, do I have to have my credit established for a certain amount of time before I can buy a car? I tried to avoid credit cards for as long as I could, so now Im still kind of new in the whole credit game…. Anyways, thank you for taking the time to read my question and hopefully answer it!! It is much appreciated!!


I need Health Insurance Tips?

Hey there, I was hoping to get some input from families in WA State, or anywhere if you want to help me. I just need ideas on where to get affordable health insurance for my family? If anyone has advice for me that would be great. Thank-you!


What is a cute first car for a girl?

NOT A SPORTSCAR!!!! PLEASE!!!! a cross over or suv!!!!!!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What is the cheapest car insurance company?

My auto insurance went up AGAIN! I am a safe driver! OHIO mutual is horrible! What is a cheap insurance company? NOT SAFE AUTO>THEY SUCK


LOW offer…How much should my insurance company pay me for my car?

Totaled my car. 2006 Honda Accord. Value Package. 95k miles on it. Cosmetically: The the paint had no dullness to it. One thick, but short scratch on the bumper and that was it. Interior had no signs of wear on the upholstery or the paneling. As far as mechanically, no repairs have ever been made on it. No transmission problems and no motor problems at all. I’ve researched some values for it and this is what I came up with… (I assumed Good Value for it) KBB Retail: $10,975 KBB Trade: $6750 NADA Retail: $10,275 NADA Trade: $6750 Insurance companies offer? $5200. Advice on getting them to bump up and what figure should I settle for. I’ve found multiple cars at dealer lots around the area. One the exact same as mine color mileage and all for $10,500. Before the first offer I was hoping to wind up with $8500 to $9000 for it is that reasonable to expect?


How much is car insurance on two vehicles in hawaii?

We need full coverage due to still paying off cars. Plus about how much to send 2 vehicles over?


Not paying car insurance?

I have currently had my permit for 13 months and I am 20 years old. My mother inlaw was telling me I could get something called my fleet affidavids license and I wouldn’t have to cover insurance on the car i’m driving as long as I have the same last name that is on the insurance. I honestly can’t be expected to pay insurance when i’m just now getting my license and had no transportation what so ever to get a job to make money for insurance. Does anybody know anything about fleet affidavids license or have any information that might help me out? I can’t afford insurance.


I need cheap auto insurance.?

Need something in Los Angeles.


Low income health insurance?

One of my friends recently came to US from a different country. She sold whatever she had and came to US with 25000$. Recently since she was sick she had to go to emergency room for three days. The problem is she did not have any kind of health insurance. Somebody in the hospital told her that she might be eligible for special kind of low income insurance. Her salary is 900$ per month and she get some help from her brother to be able to pay for rent and living costs. Here is my question: does having 25000$ in the bank account disqualify her for this low income insurance? Do they expect that she pay nearly all these 25000$ for the cost of her visit to emergency room? She was asked to provide all the documents regarding her bank accounts, rent she pays and documents showing her income. She is living in Bay area.


Car insurance for a 16 year old boy with a 90s camaro?

Im a 16 year old boy living in kansas and i want a 90s Camaro as my first car but my dad thinks that insurance will be super expensive, so i was wondering that if i just got liability and towing how much would it be? The cars are typically anywhere in between 2k and 5k dollars, at least thats my price range. I dont know if that affects anything but I thought I should bring it up. And do you guys think that a 90s Camaro is a good first car? thanks for answering all of my questions.


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